Clarity out of complexity

Personal protection is the use of life insurance, critical illness policies, income protection insurance and discretionary trusts (where appropriate) to help individuals and families plan for the financial fall out of the death or illness of them or their spouse.

From experience, we know that the majority of individuals and families in the UK would have at least one personal protection need.

Whether you're looking to protect your income should you be unable to work, protect your lifestyle if you have a critical illness or pay off your mortgage should you die, we can tailor solutions that deliver on cover and cost.

In a complex marketplace, BPS Personal can advise on the right policy, the right level of cover and whether it is appropriate to place the cover in trust to help ensure that you and your family are financially secure should the worst happen.

Because we take time to take into account the factors that matter to you most: the size of the need, how to protect your family in the ways that matter, your approach to risk and your desired budget, to devise solutions that are appropriate and affordable.