Co-Ownership mortgages: getting Northern Ireland on the housing ladder.
Co-ownership is an affordable way of enabling more people to buy their own home. So lots of lenders offer co-ownership mortgages.
A shared ownership scheme exclusive to Northern Ireland, Co-Ownership allows you to buy a percentage of your home and rent the rest, meaning those who thought they couldn't afford a mortgage can get help to own their own home.
Is Co-Ownership for you?
If you feel you're priced out of the property market or the amount of mortgage you can secure won't stretch to house prices in your area, you may qualify for Co-Ownership.
Co-Ownership allows you to buy a share of your home, between 50% and 90%, and pay rent on the remaining share.
If you need to take out a mortgage to fund your share of the home, you're free to search the market to find the best mortgage product for you.
The BPS team can talk you through in detail how Co-Ownership works, and how to find a co-ownership mortgage lender that can make your dream of home ownership come true.
Co-Ownership - A BPS Guide
Our Co-Ownership mortgage advisors are experts in Co-Ownership and can help you to:
- Establish that you meet the criteria and affordability.
- Find the perfect co-ownership deal for you.
- Make the application process as easy and straightforward as possible.
- Liaise with your lender, solicitor and valuer throughout.
- Advise on insurance and protecting your home, family and lifestyle.
For your Fee Free Mortgage Consultation call us on 028 3833 8000 or visit the BPS team at our offices in Portadown, Moira or Belfast - or we can come to you. We already help clients across Northern Ireland and the UK.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We do not charge a fee for our services, we receive commission from the provider.