Income Protection Matters

Many of our blogs over the past few months have focused on the importance, and the benefits of having some way to protect your income. Should anything prevent you from being able to work, this can have disastrous consequences for your home, your family, and your lifestyle, particularly if this becomes long term. For some people in constant pain, a return to work can prove impossible. It is then that financial pressures can mount.

The most recent UK official statistics* show that more working days - almost 31 million - were lost to musculoskeletal conditions, including back pain, than any other cause in 2013.

Income protection claims at a glance**

• Musculoskeletal conditions are responsible for 16% of claims, making it the second highest cause of income protection claims
• The average length of a claim was over 8 years
• The average claimant age was 43

How Income Protection can help

An income protection policy can step in with not only just financial support, but also emotional and physical support. As well as the monthly financial benefit, an income protection policy can provide access to financial support for chiropractic, osteopathy and physiotherapy treatments. This additional support can help improve the quality of your recovery and potentially speed up your return to work, whilst also taking the pressure off, so you can concentrate on getting well again.

* Office for National Statistics

** Friends Life claims in payment 31/12/2014.